solarboystephen question : What is the best way to invest the money elsewhere Properties ?
I work at the Rec Center GSU and I’m not much, but I’ve been thinking about lately and want to find ways the money I find more money now used. Best Answer:
Reply by Dave W
You are so clever, you have to use the money to do more. With very few professional athletes, movie stars, CEOs, etc. and have huge salaries, I think the best way to invest and let your money work for themselves, the more you own, how to invest if you invest long-même. quant work is my preference of the exchange. Over long periods of time shares historically yielded more than any other category of assets (including real estate) have. During the startup process, what I would do, is to open an account in mutual funds in a company like Vanguard, Fidelity, American Century, etc. and invest in “index funds” that an index of the main title market. For example, the S & P 500 stocks of large companies, the S & P Midcap 400 for medium-sized companies shares or the Russell 2000 for stocks of smaller companies. Shares of smaller companies and bounce down more, but over long periods tend to grow a little more vite.Une Once you have done that, still as much as you can and not to invest, to panic and withdraw money when the drop MARKET. After each accident, the market has come back. If you sell when it goes down, you miss the big gains are usually when he recovers.
What do you think? Answer below!
I am actually not of the opinion that real estate is the best way. I am probably in the minority there, but taxes and insurance and maintenance are not to my liking not to mention il-liquidity and exhorbantant commissions. Of course if you are talking about a place to live, that changes the equation somewhat.
If you do not have much to invest and are looking at a time horizon of 10 years, consider a good mutual fund or index fund. Better yet several. Most no-load mutual funds do have a $ 2500 minimum. Some load mutual funds allow you to begin with $ 250. Over a 10 year time span if history repeats itself you should be able to expect about 10 to 13% annual return over that time frame. Index funds offer the advantage of being tax advantaged because they do not churn their holdings and they have low expense ratios. You buy them like you buy stocks or you can also buy a few from mutual fund companies.
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Dave W is right to the point that over the long term, you would make more money from his advice than real estate. In fact I think real estate has hit a major peak. The reason is people want to sell their homes for more than they bought it and to get those returns from the the long term stock market investments real estate could only be afforded to the very rich since the average wages aren’t even keeping up with the weak inflation let alone gaining against it. The pool of money for the poor and middle class is going into stocks and bonds, especially since you can buy partial shares of a stock. That pool will continue to grow until something bad happens, but you can bail immediately unlike you can with real estate.
Many people have the false impression that real estate is both a 1] no lose investment and 2] the best investment. Real estate values are diving right now.
The facts show that over reasonable periods of time, equities (stocks) in general have far superior rates of return than real estate.
Between 2000 and 2006, real estate values soared and had huge returns. Currently, real estate is a horrible investment. The capacity is at a peak and interest rates are rising. Also, the speculators have stopped investing in real estate.
There are many classes of stocks. Large cap stocks have taken a back seat to small and mid-cap stocks over the last six years. Also, international stocks have outperformed US domestic stocks.
A good reference is to check the following Morningstar website to see the trends in how different classes of stocks are performing. You can sort these by different time periods by clicking the period range. The link is below:
1 The stock market
2 Start a business
3 Invent a product and take it to market
4 Buy notes
5 Talk to a venture capital firm to become angel investor
6 $ 500 worth of making money type books to improve your knowledge in this area
Jeff
http://www.best-stock-trading-systems.com/trading_stocks_online.html